MORTGAGES

Bateman Financial Management act as independent mortgage advisers to help you select the best mortgage to suit your circumstances.

Getting the key of your first home is one of the great moments in life and there are few things more exciting than buying the perfect property for your needs. Whether you are a first time buyer starting out on the property ladder, require more space for the family or are looking for an investment property to rent, it is likely you will need a mortgage to help you make your move.

Alternatively, you may be looking to capitalise on the growth in the value of your property to help you with other projects. Re-mortgaging a property to provide money for a business, home improvements or perhaps debt consolidation is now a very common occurrence.

When considering any mortgage finance you must understand that this is a significant financial commitment. Loans are often subject to checks in respect of your ability to repay the debt and the value of the premises that you wish to purchase.

Our Typical fee is 1% of the loan, or we can receive commission from the lender depending on your circumstances

A mortgage is a long-term loan and has traditionally run for a fixed period, typically 25 years.

However, most mortgages are flexible enough to allow for early repayment or, if your circumstances dictate, the term can be reduced or extended beyond the original loan period.

Mortgages were once the preserve of building societies and the high street banks, however recently far more competition has entered the market and there is now a raft of lenders offering mortgage loans on residential property. This expansion in the number of lenders has lead to a vast array of different loan packages.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.